Corporate Lending Facilities

At Pan Caribbean, we put our knowledge to work for you in developing strategic financing for corporate expansion.  We have the expertise and instincts to help businesses reach their full potential with financing strategies that make sense.  You can borrow for a variety of purposes including acquisitions or lines of credit for opportunities that will propel your business to new levels of success.

Our Credit and Corporate Banking Division offers a comprehensive slate of services for both individual and corporate clients and we can do everything from arranging complex loan syndication, to the simple task of setting up a personal loan. Our experienced Relationship Managers are ready to discuss your plans and explore the options for short, medium or long-term financing based on the needs of your business.

As an Approved Financial Intermediary for the Ex-Im Bank and the Development Bank of Jamaica and overseas development funding agencies, we have real time knowledge of the financing options available today. After all, in a competitive environment the right kind of financing can mean the difference between standing still and soaring.

Our portfolio includes:

Loan & Lease Financing
Trade Financing
Guarantee Facilities
Corporate Finance
Micro & Small Business Funding:

LOAN & LEASE FINANCING

If you’re ready to set your business on course for growth then you’re ready to talk to us about custom financing packages. We know that no two businesses have the same profile or the same future, that’s why we spend the time to develop financing options that are a perfect fit for your needs.

• J$ & US$ loans to meet the needs of your business with short to medium term loans at attractive interest rates.
• Project Financing for medium and long-term development funding.
• Finance and operating leases for machinery, motor vehicles and equipment
• Insurance Premium Financing to cover all types of general insurance at attractive interest rates

TRADE FINANCING

Pan Caribbean offers working capital to finance export and import commitments and general working capital needs. 

Letters of Credit.  Recognised as safer than transactions executed on open accounts, letters of credit are available in US and Jamaican dollars with flexible financing options.

Ex-Im Bank loan facilities. As an Ex-Im Bank Approved Financial Intermediary we can help you access competitive financing for your export or import substitution business.

Discounting trade receivables. Financing of select bulk shipments freeing up cash to increase production and sales.

GUARANTEE FACILITIES

Pan Caribbean offers a range of guarantee facilities for businesses contracting with third parties.  

• Letters of Guarantee to facilitate transactions with third parties.
• Letters of Undertaking to provide the requisite bridging for contracted transactions and settlement of third party obligations.
• Performance Bonds/Customs Bonds/Mobilization Bonds/Tender Bonds to support of contractual obligations to third parties.

• Loan Syndication
• Debt and Equity fund raising
• Financial advisory services
• Mergers and acquisitions

MICRO & SMALL BUSINESS FUNDING
We facilitate small and micro business by wholesaling funds that are available through a wide network of credit unions, micro-financing institutions and cooperative banks.